Call reports 2003
PARK NATIONAL BANK AND TRUST OF CHICAGO — 2003
What PARK NATIONAL BANK AND TRUST OF CHICAGO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 209,144,000 | 218,518,000 | 240,352,000 | 260,683,000 |
| Total loans | 126,660,000 | 157,946,000 | 178,341,000 | 182,634,000 |
| Allowance for loan losses | 2,453,000 | 2,404,000 | 2,391,000 | 2,393,000 |
| Securities available for sale | 46,431,000 | 47,369,000 | 44,668,000 | 37,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,875,000 | 183,598,000 | 202,434,000 | 230,739,000 |
| Interest-bearing deposits | 157,037,000 | 158,475,000 | 179,298,000 | 207,426,000 |
| Noninterest-bearing deposits | 23,837,000 | 25,123,000 | 23,136,000 | 23,313,000 |
| Equity capital | 25,407,000 | 26,456,000 | 28,390,000 | 27,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,817,000 | 5,646,000 | 10,900,000 | 14,651,000 |
| Interest expense | 964,000 | 1,832,000 | 2,627,000 | 3,528,000 |
| Net interest income | 1,853,000 | 3,814,000 | 8,273,000 | 11,123,000 |
| Noninterest income | 177,000 | 249,000 | 492,000 | 795,000 |
| Noninterest expense | 1,234,000 | 2,542,000 | 3,725,000 | 5,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 796,000 | 1,521,000 | 5,038,000 | 6,838,000 |
| Income tax | 261,000 | 512,000 | 1,858,000 | 2,530,000 |
| Net income | 535,000 | 1,009,000 | 3,180,000 | 4,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,328,000 | 18,876,000 | 21,121,000 | 23,357,000 |
| Total capital | 20,448,000 | 21,280,000 | 23,512,000 | 25,750,000 |
| Risk-weighted assets | 169,237,000 | 199,611,000 | 219,883,000 | 223,754,000 |