Call reports 2002
PARK NATIONAL BANK AND TRUST OF CHICAGO — 2002
What PARK NATIONAL BANK AND TRUST OF CHICAGO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 244,920,000 | 237,686,000 | 246,415,000 | 242,119,000 |
| Total loans | 171,825,000 | 161,825,000 | 144,703,000 | 136,227,000 |
| Allowance for loan losses | 2,384,000 | 2,446,000 | 1,964,000 | 2,238,000 |
| Securities available for sale | 51,578,000 | 55,426,000 | 65,002,000 | 38,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,544,000 | 193,977,000 | 200,919,000 | 196,184,000 |
| Interest-bearing deposits | 173,109,000 | 166,983,000 | 170,914,000 | 169,602,000 |
| Noninterest-bearing deposits | 29,435,000 | 26,994,000 | 30,005,000 | 26,582,000 |
| Equity capital | 39,061,000 | 40,155,000 | 41,175,000 | 41,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,025,000 | 7,746,000 | 11,275,000 | 14,544,000 |
| Interest expense | 1,488,000 | 2,677,000 | 3,902,000 | 5,051,000 |
| Net interest income | 2,537,000 | 5,069,000 | 7,373,000 | 9,493,000 |
| Noninterest income | 192,000 | 621,000 | 911,000 | 1,100,000 |
| Noninterest expense | 1,386,000 | 2,830,000 | 4,160,000 | 5,611,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 160,000 |
| Pretax income | 1,322,000 | 2,754,000 | 3,933,000 | 4,726,000 |
| Income tax | 398,000 | 832,000 | 1,168,000 | 1,360,000 |
| Net income | 924,000 | 1,922,000 | 2,765,000 | 3,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,389,000 | 39,387,000 | 40,230,000 | 40,831,000 |
| Total capital | 40,773,000 | 41,673,000 | 42,194,000 | 43,020,000 |
| Risk-weighted assets | 191,550,000 | 182,686,000 | 180,807,000 | 175,086,000 |