Call reports 2024
KANZA BANK — 2024
What KANZA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 273,066,000 | 270,387,000 | 264,079,000 | 254,786,000 |
| Total loans | 192,405,000 | 188,554,000 | 185,964,000 | 183,816,000 |
| Allowance for loan losses | 2,614,000 | 2,612,000 | 2,613,000 | 2,614,000 |
| Securities available for sale | 54,733,000 | 52,879,000 | 51,410,000 | 48,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,489,000 | 239,487,000 | 232,004,000 | 223,960,000 |
| Interest-bearing deposits | 182,216,000 | 196,600,000 | 190,503,000 | 136,508,000 |
| Noninterest-bearing deposits | 60,273,000 | 42,887,000 | 41,501,000 | 87,452,000 |
| Equity capital | 21,200,000 | 21,248,000 | 22,908,000 | 22,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,126,000 | 6,290,000 | 9,522,000 | 12,651,000 |
| Interest expense | 1,420,000 | 2,745,000 | 4,078,000 | 5,242,000 |
| Net interest income | 1,706,000 | 3,545,000 | 5,444,000 | 7,409,000 |
| Noninterest income | 323,000 | 639,000 | 949,000 | 1,301,000 |
| Noninterest expense | 1,865,000 | 3,721,000 | 5,611,000 | 7,606,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 7,000 |
| Pretax income | 166,000 | 471,000 | 804,000 | 1,160,000 |
| Income tax | 18,000 | 24,000 | 30,000 | 25,000 |
| Net income | 148,000 | 447,000 | 774,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,809,000 | 24,808,000 | 25,162,000 | 25,097,000 |
| Total capital | 27,359,000 | 27,252,000 | — | — |
| Risk-weighted assets | 203,758,000 | 195,141,000 | — | — |