Call reports 2023
KANZA BANK — 2023
What KANZA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 273,546,000 | 270,856,000 | 272,527,000 | 274,229,000 |
| Total loans | 180,711,000 | 191,798,000 | 194,443,000 | 195,121,000 |
| Allowance for loan losses | 2,547,000 | 2,550,000 | 2,581,000 | 2,615,000 |
| Securities available for sale | 61,291,000 | 59,287,000 | 55,886,000 | 56,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,592,000 | 230,568,000 | 233,471,000 | 228,115,000 |
| Interest-bearing deposits | 191,887,000 | 181,851,000 | 187,195,000 | 181,341,000 |
| Noninterest-bearing deposits | 52,705,000 | 48,717,000 | 46,276,000 | 46,774,000 |
| Equity capital | 20,400,000 | 19,938,000 | 18,701,000 | 21,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,524,000 | 8,468,000 | 11,594,000 |
| Interest expense | 457,000 | 1,054,000 | 2,051,000 | 3,331,000 |
| Net interest income | 2,187,000 | 4,470,000 | 6,417,000 | 8,263,000 |
| Noninterest income | 327,000 | 637,000 | 970,000 | 1,391,000 |
| Noninterest expense | 2,139,000 | 4,394,000 | 6,458,000 | 8,487,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 376,000 | 715,000 | 902,000 | 1,110,000 |
| Income tax | 27,000 | 54,000 | 43,000 | 50,000 |
| Net income | 349,000 | 661,000 | 859,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,366,000 | 24,302,000 | 24,500,000 | 24,662,000 |
| Total capital | 26,767,000 | 26,870,000 | 27,032,000 | 27,273,000 |
| Risk-weighted assets | 191,700,000 | 205,281,000 | 202,327,000 | 208,669,000 |