Call reports 2022
KANZA BANK — 2022
What KANZA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 297,582,000 | 282,501,000 | 278,627,000 | 278,919,000 |
| Total loans | 170,368,000 | 183,710,000 | 181,322,000 | 186,704,000 |
| Allowance for loan losses | 2,811,000 | 2,816,000 | 3,038,000 | 3,044,000 |
| Securities available for sale | 62,181,000 | 60,874,000 | 58,747,000 | 59,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,027,000 | 252,301,000 | 249,628,000 | 253,310,000 |
| Interest-bearing deposits | 199,056,000 | 196,368,000 | 191,265,000 | 196,625,000 |
| Noninterest-bearing deposits | 61,971,000 | 55,933,000 | 58,363,000 | 56,685,000 |
| Equity capital | 21,738,000 | 19,424,000 | 17,218,000 | 18,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,121,000 | 4,389,000 | 6,789,000 | 9,367,000 |
| Interest expense | 154,000 | 326,000 | 557,000 | 893,000 |
| Net interest income | 1,967,000 | 4,063,000 | 6,232,000 | 8,474,000 |
| Noninterest income | 343,000 | 663,000 | 909,000 | 1,200,000 |
| Noninterest expense | 2,107,000 | 4,237,000 | 6,364,000 | 8,563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 490,000 | 782,000 | 1,116,000 |
| Income tax | 14,000 | 35,000 | 46,000 | 7,000 |
| Net income | 189,000 | 455,000 | 736,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,503,000 | 23,430,000 | 23,620,000 | 23,894,000 |
| Total capital | 26,033,000 | 25,914,000 | 26,043,000 | 26,316,000 |
| Risk-weighted assets | 202,197,000 | 198,370,000 | 193,287,000 | 193,116,000 |