Call reports 2021
KANZA BANK — 2021
What KANZA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 286,396,000 | 280,718,000 | 275,729,000 | 296,622,000 |
| Total loans | 162,830,000 | 165,057,000 | 163,043,000 | 168,398,000 |
| Allowance for loan losses | 2,743,000 | 2,742,000 | 2,747,000 | 2,792,000 |
| Securities available for sale | 50,779,000 | 61,511,000 | 61,805,000 | 62,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,041,000 | 242,748,000 | 237,003,000 | 261,525,000 |
| Interest-bearing deposits | 180,884,000 | 187,610,000 | 182,886,000 | 197,695,000 |
| Noninterest-bearing deposits | 63,157,000 | 55,138,000 | 54,117,000 | 63,830,000 |
| Equity capital | 25,541,000 | 25,887,000 | 26,101,000 | 25,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,389,000 | 6,695,000 | 9,002,000 |
| Interest expense | 204,000 | 377,000 | 538,000 | 692,000 |
| Net interest income | 1,877,000 | 4,012,000 | 6,157,000 | 8,310,000 |
| Noninterest income | 404,000 | 732,000 | 1,093,000 | 1,446,000 |
| Noninterest expense | 1,790,000 | 3,599,000 | 5,685,000 | 7,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 476,000 |
| Pretax income | 491,000 | 1,112,000 | 1,536,000 | 1,394,000 |
| Income tax | 27,000 | 54,000 | 74,000 | 97,000 |
| Net income | 464,000 | 1,058,000 | 1,462,000 | 1,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,296,000 | 23,496,000 | 23,779,000 | 23,399,000 |
| Total capital | — | — | 26,057,000 | 25,792,000 |
| Risk-weighted assets | — | — | 181,818,000 | 191,080,000 |