Call reports 2020
KANZA BANK — 2020
What KANZA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 233,245,000 | 264,950,000 | 264,210,000 | 275,440,000 |
| Total loans | 167,872,000 | 174,635,000 | 174,000,000 | 164,287,000 |
| Allowance for loan losses | 2,402,000 | 2,485,000 | 2,557,000 | 2,606,000 |
| Securities available for sale | 36,349,000 | 36,900,000 | 37,528,000 | 44,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,836,000 | 218,418,000 | 217,706,000 | 232,390,000 |
| Interest-bearing deposits | 156,283,000 | 163,951,000 | 161,574,000 | 179,210,000 |
| Noninterest-bearing deposits | 46,553,000 | 54,467,000 | 56,132,000 | 53,180,000 |
| Equity capital | 24,571,000 | 25,261,000 | 25,738,000 | 25,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,797,000 | 7,235,000 | 9,529,000 |
| Interest expense | 333,000 | 626,000 | 879,000 | 1,107,000 |
| Net interest income | 2,064,000 | 4,171,000 | 6,356,000 | 8,422,000 |
| Noninterest income | 325,000 | 650,000 | 1,000,000 | 1,316,000 |
| Noninterest expense | 1,729,000 | 3,619,000 | 5,479,000 | 7,367,000 |
| Provision for loan losses | 425,000 | 500,000 | 575,000 | 650,000 |
| Pretax income | 236,000 | 705,000 | 1,307,000 | 1,728,000 |
| Income tax | 26,000 | 52,000 | 68,000 | 66,000 |
| Net income | 210,000 | 653,000 | 1,239,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,298,000 | 22,465,000 | 22,842,000 | 23,055,000 |