Call reports 2019
KANZA BANK — 2019
What KANZA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 222,442,000 | 222,745,000 | 221,083,000 | 236,634,000 |
| Total loans | 155,407,000 | 158,594,000 | 161,873,000 | 164,448,000 |
| Allowance for loan losses | 1,639,000 | 1,686,000 | 1,816,000 | 1,955,000 |
| Securities available for sale | 38,575,000 | 34,141,000 | 32,031,000 | 43,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,108,000 | 193,920,000 | 186,362,000 | 207,136,000 |
| Interest-bearing deposits | 153,813,000 | 150,404,000 | 145,214,000 | 162,812,000 |
| Noninterest-bearing deposits | 42,295,000 | 43,516,000 | 41,148,000 | 44,324,000 |
| Equity capital | 23,265,000 | 23,596,000 | 24,039,000 | 24,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,232,000 | 4,491,000 | 6,834,000 | 9,276,000 |
| Interest expense | 333,000 | 693,000 | 1,054,000 | 1,404,000 |
| Net interest income | 1,899,000 | 3,798,000 | 5,780,000 | 7,872,000 |
| Noninterest income | 318,000 | 666,000 | 973,000 | 1,278,000 |
| Noninterest expense | 1,757,000 | 3,518,000 | 5,244,000 | 6,941,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 500,000 |
| Pretax income | 385,000 | 786,000 | 1,261,000 | 1,667,000 |
| Income tax | 24,000 | 40,000 | 56,000 | 63,000 |
| Net income | 361,000 | 746,000 | 1,205,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,796,000 | 21,787,000 | 22,128,000 | 22,328,000 |
| Total capital | 23,435,000 | 23,473,000 | 23,944,000 | 24,283,000 |
| Risk-weighted assets | 156,271,000 | 157,144,000 | 158,586,000 | 164,857,000 |