Call reports 2018
KANZA BANK — 2018
What KANZA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 214,246,000 | 217,977,000 | 225,054,000 | 227,912,000 |
| Total loans | 145,741,000 | 147,842,000 | 158,525,000 | 160,157,000 |
| Allowance for loan losses | 1,951,000 | 1,950,000 | 1,988,000 | 1,851,000 |
| Securities available for sale | 42,218,000 | 42,389,000 | 40,345,000 | 38,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,584,000 | 189,316,000 | 186,848,000 | 202,612,000 |
| Interest-bearing deposits | 144,077,000 | 145,487,000 | 141,390,000 | 156,964,000 |
| Noninterest-bearing deposits | 45,507,000 | 43,829,000 | 45,458,000 | 45,648,000 |
| Equity capital | 22,210,000 | 22,177,000 | 22,266,000 | 22,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 3,990,000 | 6,119,000 | 8,329,000 |
| Interest expense | 181,000 | 383,000 | 643,000 | 999,000 |
| Net interest income | 1,749,000 | 3,607,000 | 5,476,000 | 7,330,000 |
| Noninterest income | 321,000 | 648,000 | 964,000 | 1,281,000 |
| Noninterest expense | 1,776,000 | 3,494,000 | 5,259,000 | 7,078,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 269,000 | 735,000 | 1,155,000 | 1,357,000 |
| Income tax | 24,000 | 38,000 | 54,000 | 46,000 |
| Net income | 245,000 | 697,000 | 1,101,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,303,000 | 21,316,000 | 21,545,000 | 21,554,000 |
| Total capital | 23,182,000 | 23,235,000 | 23,533,000 | 23,405,000 |
| Risk-weighted assets | 150,290,000 | 153,499,000 | 160,531,000 | 159,680,000 |