Call reports 2017
KANZA BANK — 2017
What KANZA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 211,592,000 | 213,416,000 | 206,443,000 | 216,160,000 |
| Total loans | 147,885,000 | 145,254,000 | 146,337,000 | 146,829,000 |
| Allowance for loan losses | 1,996,000 | 1,999,000 | 2,003,000 | 2,008,000 |
| Securities available for sale | 42,825,000 | 40,912,000 | 41,026,000 | 39,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,503,000 | 188,480,000 | 180,403,000 | 191,612,000 |
| Interest-bearing deposits | 147,635,000 | 146,770,000 | 139,484,000 | 148,283,000 |
| Noninterest-bearing deposits | 38,868,000 | 41,710,000 | 40,919,000 | 43,329,000 |
| Equity capital | 22,699,000 | 22,774,000 | 22,868,000 | 22,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,831,000 | 5,787,000 | 7,731,000 |
| Interest expense | 156,000 | 318,000 | 488,000 | 661,000 |
| Net interest income | 1,760,000 | 3,513,000 | 5,299,000 | 7,070,000 |
| Noninterest income | 418,000 | 776,000 | 1,094,000 | 1,420,000 |
| Noninterest expense | 1,730,000 | 3,572,000 | 5,375,000 | 7,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 448,000 | 728,000 | 1,029,000 | 1,395,000 |
| Income tax | 24,000 | 48,000 | 55,000 | 51,000 |
| Net income | 424,000 | 680,000 | 974,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,348,000 | 21,104,000 | 21,218,000 | 21,238,000 |
| Total capital | 23,288,000 | 23,039,000 | 23,118,000 | 23,152,000 |
| Risk-weighted assets | 155,154,000 | 154,776,000 | 151,908,000 | 153,055,000 |