Call reports 2016
KANZA BANK — 2016
What KANZA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 208,322,000 | 208,497,000 | 202,841,000 | 212,480,000 |
| Total loans | 154,783,000 | 150,255,000 | 143,098,000 | 146,276,000 |
| Allowance for loan losses | 2,038,000 | 2,032,000 | 2,025,000 | 2,014,000 |
| Securities available for sale | 30,928,000 | 32,518,000 | 38,794,000 | 47,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,366,000 | 173,409,000 | 177,623,000 | 187,916,000 |
| Interest-bearing deposits | 146,536,000 | 144,875,000 | 139,813,000 | 150,352,000 |
| Noninterest-bearing deposits | 29,830,000 | 28,534,000 | 37,810,000 | 37,564,000 |
| Equity capital | 22,988,000 | 22,642,000 | 22,717,000 | 22,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,046,000 | 4,088,000 | 6,023,000 | 7,911,000 |
| Interest expense | 173,000 | 344,000 | 506,000 | 665,000 |
| Net interest income | 1,873,000 | 3,744,000 | 5,517,000 | 7,246,000 |
| Noninterest income | 389,000 | 705,000 | 1,085,000 | 1,430,000 |
| Noninterest expense | 1,870,000 | 3,685,000 | 5,406,000 | 7,060,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 362,000 | 739,000 | 1,171,000 | 1,646,000 |
| Income tax | 24,000 | 48,000 | 55,000 | 61,000 |
| Net income | 338,000 | 691,000 | 1,116,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,078,000 | 20,665,000 | 20,865,000 | 21,184,000 |
| Total capital | 23,011,000 | 22,521,000 | 22,715,000 | 23,115,000 |
| Risk-weighted assets | 154,584,000 | 148,377,000 | 147,872,000 | 154,454,000 |