Call reports 2015
KANZA BANK — 2015
What KANZA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 222,161,000 | 217,618,000 | 214,165,000 | 218,082,000 |
| Total loans | 162,937,000 | 159,523,000 | 160,249,000 | 159,559,000 |
| Allowance for loan losses | 1,959,000 | 1,969,000 | 2,000,000 | 2,005,000 |
| Securities available for sale | 36,343,000 | 36,201,000 | 33,759,000 | 35,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,829,000 | 176,702,000 | 173,943,000 | 181,663,000 |
| Interest-bearing deposits | 154,217,000 | 148,743,000 | 143,321,000 | 152,397,000 |
| Noninterest-bearing deposits | 29,612,000 | 27,959,000 | 30,622,000 | 29,266,000 |
| Equity capital | 22,700,000 | 22,524,000 | 22,834,000 | 22,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,369,000 | 6,554,000 | 8,664,000 |
| Interest expense | 178,000 | 354,000 | 530,000 | 707,000 |
| Net interest income | 1,989,000 | 4,015,000 | 6,024,000 | 7,957,000 |
| Noninterest income | 337,000 | 740,000 | 1,120,000 | 1,472,000 |
| Noninterest expense | 1,728,000 | 3,581,000 | 5,449,000 | 7,199,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 568,000 | 1,124,000 | 1,615,000 | 2,130,000 |
| Income tax | 16,000 | 36,000 | 60,000 | 85,000 |
| Net income | 552,000 | 1,088,000 | 1,555,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,736,000 | 20,757,000 | 20,984,000 | 20,974,000 |
| Total capital | 22,695,000 | 22,726,000 | 22,952,000 | 22,923,000 |
| Risk-weighted assets | 159,056,000 | 159,189,000 | 157,442,000 | 155,904,000 |