Call reports 2014
KANZA BANK — 2014
What KANZA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 206,851,000 | 208,393,000 | 208,561,000 | 229,373,000 |
| Total loans | 141,664,000 | 145,094,000 | 149,742,000 | 159,133,000 |
| Allowance for loan losses | 1,837,000 | 1,952,000 | 1,953,000 | 1,854,000 |
| Securities available for sale | 43,334,000 | 41,980,000 | 39,054,000 | 43,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,482,000 | 170,232,000 | 168,237,000 | 189,927,000 |
| Interest-bearing deposits | 145,168,000 | 142,275,000 | 140,318,000 | 159,485,000 |
| Noninterest-bearing deposits | 28,314,000 | 27,957,000 | 27,919,000 | 30,442,000 |
| Equity capital | 21,566,000 | 22,032,000 | 22,037,000 | 22,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,035,000 | 4,122,000 | 6,158,000 | 8,300,000 |
| Interest expense | 215,000 | 390,000 | 548,000 | 716,000 |
| Net interest income | 1,820,000 | 3,732,000 | 5,610,000 | 7,584,000 |
| Noninterest income | 349,000 | 751,000 | 1,142,000 | 1,485,000 |
| Noninterest expense | 1,806,000 | 3,552,000 | 5,341,000 | 7,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 941,000 | 1,449,000 | 1,972,000 |
| Income tax | 14,000 | 29,000 | 44,000 | 79,000 |
| Net income | 349,000 | 912,000 | 1,405,000 | 1,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,688,000 | 20,109,000 | 20,212,000 | 20,365,000 |
| Total capital | 21,525,000 | 22,026,000 | 22,144,000 | 22,219,000 |
| Risk-weighted assets | 149,700,000 | 153,358,000 | 154,543,000 | 162,546,000 |