Call reports 2013
KANZA BANK — 2013
What KANZA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 205,738,000 | 203,302,000 | 212,578,000 | 216,391,000 |
| Total loans | 124,655,000 | 130,805,000 | 139,293,000 | 142,550,000 |
| Allowance for loan losses | 1,740,000 | 1,727,000 | 1,795,000 | 1,794,000 |
| Securities available for sale | 48,420,000 | 49,069,000 | 46,586,000 | 49,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,815,000 | 160,894,000 | 161,753,000 | 173,020,000 |
| Interest-bearing deposits | 141,615,000 | 134,652,000 | 134,648,000 | 144,707,000 |
| Noninterest-bearing deposits | 29,200,000 | 26,242,000 | 27,105,000 | 28,313,000 |
| Equity capital | 21,720,000 | 20,802,000 | 20,894,000 | 21,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 4,041,000 | 6,157,000 | 8,252,000 |
| Interest expense | 259,000 | 508,000 | 748,000 | 980,000 |
| Net interest income | 1,709,000 | 3,533,000 | 5,409,000 | 7,272,000 |
| Noninterest income | 422,000 | 827,000 | 1,185,000 | 1,518,000 |
| Noninterest expense | 1,836,000 | 3,599,000 | 5,363,000 | 7,120,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 280,000 | 751,000 | 1,261,000 | 1,710,000 |
| Income tax | 19,000 | 44,000 | 69,000 | 32,000 |
| Net income | 261,000 | 707,000 | 1,192,000 | 1,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,049,000 | 18,872,000 | 19,232,000 | 19,544,000 |
| Total capital | 20,728,000 | 20,599,000 | 21,027,000 | 21,338,000 |
| Risk-weighted assets | 134,274,000 | 138,520,000 | 145,092,000 | 151,679,000 |