Call reports 2012
KANZA BANK — 2012
What KANZA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 198,883,000 | 199,768,000 | 194,848,000 | 210,558,000 |
| Total loans | 122,577,000 | 123,312,000 | 122,335,000 | 125,385,000 |
| Allowance for loan losses | 1,926,000 | 1,963,000 | 1,731,000 | 1,722,000 |
| Securities available for sale | 45,404,000 | 46,339,000 | 46,049,000 | 51,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,817,000 | 166,705,000 | 160,171,000 | 175,544,000 |
| Interest-bearing deposits | 138,296,000 | 136,292,000 | 132,831,000 | 144,431,000 |
| Noninterest-bearing deposits | 28,521,000 | 30,413,000 | 27,340,000 | 31,113,000 |
| Equity capital | 21,172,000 | 20,967,000 | 21,297,000 | 21,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,353,000 | 6,440,000 | 8,530,000 |
| Interest expense | 345,000 | 634,000 | 915,000 | 1,188,000 |
| Net interest income | 1,829,000 | 3,719,000 | 5,525,000 | 7,342,000 |
| Noninterest income | 457,000 | 865,000 | 1,341,000 | 1,774,000 |
| Noninterest expense | 1,621,000 | 3,283,000 | 5,053,000 | 6,908,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 635,000 | 1,256,000 | 1,738,000 | 2,138,000 |
| Income tax | 2,000 | 27,000 | 52,000 | 77,000 |
| Net income | 633,000 | 1,229,000 | 1,686,000 | 2,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,569,000 | 18,255,000 | 18,612,000 | 18,887,000 |
| Total capital | 20,215,000 | 19,901,000 | 20,243,000 | 20,554,000 |
| Risk-weighted assets | 131,385,000 | 131,323,000 | 130,418,000 | 133,925,000 |