Call reports 2011
KANZA BANK — 2011
What KANZA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 189,039,000 | 193,039,000 | 193,866,000 | 203,086,000 |
| Total loans | 126,720,000 | 122,273,000 | 119,321,000 | 125,484,000 |
| Allowance for loan losses | 2,066,000 | 2,153,000 | 2,018,000 | 1,908,000 |
| Securities available for sale | 32,202,000 | 32,637,000 | 38,159,000 | 44,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,544,000 | 156,546,000 | 157,110,000 | 166,852,000 |
| Interest-bearing deposits | 130,202,000 | 134,240,000 | 132,400,000 | 138,451,000 |
| Noninterest-bearing deposits | 22,342,000 | 22,306,000 | 24,710,000 | 28,401,000 |
| Equity capital | 19,906,000 | 20,271,000 | 20,490,000 | 20,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,232,000 | 4,461,000 | 6,636,000 | 8,835,000 |
| Interest expense | 525,000 | 992,000 | 1,415,000 | 1,803,000 |
| Net interest income | 1,707,000 | 3,469,000 | 5,221,000 | 7,032,000 |
| Noninterest income | 461,000 | 754,000 | 1,154,000 | 1,553,000 |
| Noninterest expense | 1,643,000 | 3,300,000 | 5,106,000 | 6,775,000 |
| Provision for loan losses | 250,000 | 425,000 | 563,000 | 563,000 |
| Pretax income | 300,000 | 533,000 | 741,000 | 1,282,000 |
| Income tax | 14,000 | 30,000 | 45,000 | 65,000 |
| Net income | 286,000 | 503,000 | 696,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,460,000 | 17,678,000 | 17,765,000 | 17,936,000 |
| Total capital | 19,144,000 | 19,333,000 | 19,394,000 | 19,619,000 |
| Risk-weighted assets | 134,356,000 | 131,878,000 | 129,910,000 | 134,378,000 |