Call reports 2010
KANZA BANK — 2010
What KANZA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 200,990,000 | 196,896,000 | 187,198,000 | 184,816,000 |
| Total loans | 143,033,000 | 142,375,000 | 138,012,000 | 133,708,000 |
| Allowance for loan losses | 2,481,000 | 2,145,000 | 2,130,000 | 2,022,000 |
| Securities available for sale | 40,696,000 | 34,757,000 | 28,192,000 | 31,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,251,000 | 146,034,000 | 137,324,000 | 147,272,000 |
| Interest-bearing deposits | 133,928,000 | 126,898,000 | 117,950,000 | 125,232,000 |
| Noninterest-bearing deposits | 18,323,000 | 19,136,000 | 19,374,000 | 22,040,000 |
| Equity capital | 18,573,000 | 18,596,000 | 19,157,000 | 18,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,541,000 | 5,050,000 | 7,472,000 | 9,930,000 |
| Interest expense | 640,000 | 1,224,000 | 1,762,000 | 2,262,000 |
| Net interest income | 1,901,000 | 3,826,000 | 5,710,000 | 7,668,000 |
| Noninterest income | 450,000 | 761,000 | 1,087,000 | 1,553,000 |
| Noninterest expense | 1,479,000 | 3,141,000 | 4,660,000 | 6,805,000 |
| Provision for loan losses | 384,000 | 637,000 | 887,000 | 1,137,000 |
| Pretax income | 505,000 | 954,000 | 1,395,000 | 1,424,000 |
| Income tax | 12,000 | 23,000 | 39,000 | 53,000 |
| Net income | 493,000 | 931,000 | 1,356,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,622,000 | 16,059,000 | 16,485,000 | 16,499,000 |
| Total capital | 17,500,000 | 17,857,000 | 18,211,000 | 18,226,000 |
| Risk-weighted assets | 149,612,000 | 143,479,000 | 137,659,000 | 137,939,000 |