Call reports 2009
KANZA BANK — 2009
What KANZA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 202,183,000 | 206,922,000 | 201,327,000 | 204,811,000 |
| Total loans | 132,659,000 | 141,923,000 | 140,850,000 | 144,147,000 |
| Allowance for loan losses | 1,731,000 | 1,779,000 | 2,148,000 | 2,539,000 |
| Securities available for sale | 50,077,000 | 46,569,000 | 40,380,000 | 36,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,351,000 | 153,965,000 | 155,024,000 | 160,414,000 |
| Interest-bearing deposits | 131,059,000 | 133,747,000 | 136,348,000 | 141,000,000 |
| Noninterest-bearing deposits | 20,292,000 | 20,218,000 | 18,676,000 | 19,414,000 |
| Equity capital | 18,840,000 | 18,248,000 | 18,725,000 | 18,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,559,000 | 5,283,000 | 8,027,000 | 10,650,000 |
| Interest expense | 728,000 | 1,495,000 | 2,276,000 | 2,988,000 |
| Net interest income | 1,831,000 | 3,788,000 | 5,751,000 | 7,662,000 |
| Noninterest income | 375,000 | 762,000 | 1,179,000 | 1,506,000 |
| Noninterest expense | 1,514,000 | 3,402,000 | 4,981,000 | 7,070,000 |
| Provision for loan losses | 38,000 | 669,000 | 1,421,000 | 2,152,000 |
| Pretax income | 654,000 | 479,000 | 912,000 | 330,000 |
| Income tax | 25,000 | 46,000 | 37,000 | -22,000 |
| Net income | 629,000 | 433,000 | 875,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,555,000 | 15,285,000 | 15,727,000 | 15,203,000 |
| Total capital | 17,285,000 | 17,064,000 | 17,589,000 | 17,130,000 |
| Risk-weighted assets | 144,579,000 | 152,453,000 | 148,691,000 | 153,575,000 |