Call reports 2008
KANZA BANK — 2008
What KANZA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 181,019,000 | 187,961,000 | 186,910,000 | 202,585,000 |
| Total loans | 107,196,000 | 112,112,000 | 115,604,000 | 129,740,000 |
| Allowance for loan losses | 1,421,000 | 1,399,000 | 1,601,000 | 1,695,000 |
| Securities available for sale | 56,731,000 | 56,368,000 | 54,951,000 | 51,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,764,000 | 134,748,000 | 123,410,000 | 134,702,000 |
| Interest-bearing deposits | 116,882,000 | 114,368,000 | 104,487,000 | 114,805,000 |
| Noninterest-bearing deposits | 17,882,000 | 20,380,000 | 18,923,000 | 19,897,000 |
| Equity capital | 17,237,000 | 16,741,000 | 17,383,000 | 18,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,763,000 | 5,497,000 | 8,203,000 | 10,864,000 |
| Interest expense | 1,255,000 | 2,196,000 | 3,149,000 | 3,948,000 |
| Net interest income | 1,508,000 | 3,301,000 | 5,054,000 | 6,916,000 |
| Noninterest income | 355,000 | 711,000 | 1,067,000 | 1,405,000 |
| Noninterest expense | 1,162,000 | 2,596,000 | 3,863,000 | 5,285,000 |
| Provision for loan losses | 0 | 4,000 | 124,000 | 153,000 |
| Pretax income | 701,000 | 1,393,000 | 2,118,000 | 2,867,000 |
| Income tax | 30,000 | 60,000 | 91,000 | 121,000 |
| Net income | 671,000 | 1,333,000 | 2,027,000 | 2,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,127,000 | 14,390,000 | 15,084,000 | 15,551,000 |
| Total capital | 15,548,000 | 15,789,000 | 16,673,000 | 17,246,000 |
| Risk-weighted assets | 121,259,000 | 129,554,000 | 126,363,000 | 142,809,000 |