Call reports 2007
KANZA BANK — 2007
What KANZA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 177,257,000 | 179,613,000 | 176,718,000 | 185,723,000 |
| Total loans | 114,721,000 | 113,781,000 | 111,065,000 | 109,465,000 |
| Allowance for loan losses | 1,507,000 | 1,634,000 | 1,699,000 | 1,608,000 |
| Securities available for sale | 47,563,000 | 50,244,000 | 51,685,000 | 57,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,211,000 | 128,878,000 | 137,008,000 | 136,443,000 |
| Interest-bearing deposits | 112,650,000 | 112,888,000 | 119,062,000 | 117,120,000 |
| Noninterest-bearing deposits | 15,560,000 | 15,990,000 | 17,946,000 | 19,323,000 |
| Equity capital | 16,150,000 | 15,921,000 | 16,572,000 | 16,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,914,000 | 5,939,000 | 8,703,000 | 11,536,000 |
| Interest expense | 1,308,000 | 2,748,000 | 4,254,000 | 5,574,000 |
| Net interest income | 1,606,000 | 3,191,000 | 4,449,000 | 5,962,000 |
| Noninterest income | 362,000 | 726,000 | 1,117,000 | 1,467,000 |
| Noninterest expense | 1,128,000 | 2,385,000 | 3,642,000 | 4,884,000 |
| Provision for loan losses | 19,000 | -8,000 | -2,000 | 1,360,000 |
| Pretax income | 821,000 | 1,540,000 | 1,926,000 | 1,185,000 |
| Income tax | 34,000 | 68,000 | 101,000 | 83,000 |
| Net income | 787,000 | 1,472,000 | 1,825,000 | 1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,432,000 | 14,625,000 | 14,778,000 | 13,856,000 |
| Total capital | 15,939,000 | 16,259,000 | 16,304,000 | 15,454,000 |
| Risk-weighted assets | 126,840,000 | 131,790,000 | 121,993,000 | 127,036,000 |