Call reports 2006
KANZA BANK — 2006
What KANZA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 146,465,000 | 151,607,000 | 161,157,000 | 180,165,000 |
| Total loans | 96,382,000 | 96,667,000 | 105,599,000 | 114,852,000 |
| Allowance for loan losses | 1,281,000 | 1,366,000 | 1,450,000 | 1,412,000 |
| Securities available for sale | 35,682,000 | 37,854,000 | 39,787,000 | 49,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,615,000 | 117,418,000 | 120,403,000 | 131,489,000 |
| Interest-bearing deposits | 96,498,000 | 100,711,000 | 102,681,000 | 114,609,000 |
| Noninterest-bearing deposits | 16,117,000 | 16,707,000 | 17,722,000 | 16,880,000 |
| Equity capital | 14,427,000 | 14,519,000 | 15,066,000 | 15,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,154,000 | 4,568,000 | 7,087,000 | 10,006,000 |
| Interest expense | 798,000 | 1,718,000 | 2,777,000 | 4,018,000 |
| Net interest income | 1,356,000 | 2,850,000 | 4,310,000 | 5,988,000 |
| Noninterest income | 274,000 | 596,000 | 941,000 | 1,282,000 |
| Noninterest expense | 992,000 | 2,149,000 | 3,209,000 | 4,324,000 |
| Provision for loan losses | 48,000 | 86,000 | 104,000 | 110,000 |
| Pretax income | 590,000 | 1,211,000 | 1,920,000 | 2,818,000 |
| Income tax | 23,000 | 45,000 | 67,000 | 113,000 |
| Net income | 567,000 | 1,166,000 | 1,853,000 | 2,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,950,000 | 13,199,000 | 13,536,000 | 14,043,000 |
| Total capital | 14,231,000 | 14,548,000 | 14,986,000 | 15,455,000 |
| Risk-weighted assets | 111,204,000 | 107,901,000 | 117,432,000 | 127,906,000 |