Call reports 2005
KANZA BANK — 2005
What KANZA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 135,552,000 | 141,676,000 | 137,149,000 | 150,486,000 |
| Total loans | 90,947,000 | 92,849,000 | 89,794,000 | 95,990,000 |
| Allowance for loan losses | 1,412,000 | 1,472,000 | 1,493,000 | 1,152,000 |
| Securities available for sale | 31,527,000 | 33,354,000 | 33,227,000 | 38,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,402,000 | 106,713,000 | 103,974,000 | 111,929,000 |
| Interest-bearing deposits | 85,112,000 | 91,907,000 | 88,794,000 | 95,764,000 |
| Noninterest-bearing deposits | 15,290,000 | 14,806,000 | 15,180,000 | 16,165,000 |
| Equity capital | 13,901,000 | 14,088,000 | 14,179,000 | 14,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,874,000 | 5,867,000 | 8,001,000 |
| Interest expense | 522,000 | 1,113,000 | 1,775,000 | 2,476,000 |
| Net interest income | 1,394,000 | 2,761,000 | 4,092,000 | 5,525,000 |
| Noninterest income | 288,000 | 566,000 | 926,000 | 1,223,000 |
| Noninterest expense | 850,000 | 1,863,000 | 2,893,000 | 4,018,000 |
| Provision for loan losses | 60,000 | 129,000 | 190,000 | 192,000 |
| Pretax income | 772,000 | 1,335,000 | 1,935,000 | 2,538,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 55,000 |
| Net income | 757,000 | 1,305,000 | 1,890,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,124,000 | 12,321,000 | 12,489,000 | 12,733,000 |
| Total capital | 13,430,000 | 13,669,000 | 13,787,000 | 13,885,000 |
| Risk-weighted assets | 104,442,000 | 107,746,000 | 103,656,000 | 110,522,000 |