Call reports 2004
KANZA BANK — 2004
What KANZA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 120,826,000 | 125,250,000 | 125,951,000 | 139,774,000 |
| Total loans | 80,437,000 | 82,671,000 | 84,322,000 | 90,928,000 |
| Allowance for loan losses | 1,470,000 | 1,628,000 | 1,716,000 | 1,366,000 |
| Securities available for sale | 28,040,000 | 29,470,000 | 29,964,000 | 34,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,113,000 | 92,180,000 | 91,339,000 | 100,899,000 |
| Interest-bearing deposits | 75,027,000 | 77,653,000 | 77,922,000 | 85,759,000 |
| Noninterest-bearing deposits | 16,086,000 | 14,527,000 | 13,417,000 | 15,140,000 |
| Equity capital | 14,476,000 | 13,960,000 | 14,663,000 | 13,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,287,000 | 4,981,000 | 6,760,000 |
| Interest expense | 379,000 | 762,000 | 1,178,000 | 1,623,000 |
| Net interest income | 1,247,000 | 2,525,000 | 3,803,000 | 5,137,000 |
| Noninterest income | 329,000 | 657,000 | 966,000 | 1,248,000 |
| Noninterest expense | 940,000 | 1,839,000 | 2,842,000 | 3,831,000 |
| Provision for loan losses | 197,000 | 465,000 | 554,000 | 1,301,000 |
| Pretax income | 439,000 | 878,000 | 1,373,000 | 1,252,000 |
| Income tax | 24,000 | 39,000 | 59,000 | 43,000 |
| Net income | 415,000 | 839,000 | 1,314,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,869,000 | 11,977,000 | 12,452,000 | 11,717,000 |
| Total capital | 12,991,000 | 13,172,000 | 13,658,000 | 13,015,000 |
| Risk-weighted assets | 89,965,000 | 95,129,000 | 95,975,000 | 103,843,000 |