Call reports 2002
KANZA BANK — 2002
What KANZA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,542,000 | 96,114,000 | 97,408,000 | 118,263,000 |
| Total loans | 55,431,000 | 58,021,000 | 58,883,000 | 73,378,000 |
| Allowance for loan losses | 692,000 | 733,000 | 819,000 | 1,325,000 |
| Securities available for sale | 16,537,000 | 30,153,000 | 30,178,000 | 33,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,488,000 | 58,168,000 | 56,769,000 | 89,802,000 |
| Interest-bearing deposits | 49,959,000 | 50,301,000 | 49,716,000 | 76,905,000 |
| Noninterest-bearing deposits | 7,529,000 | 7,867,000 | 7,053,000 | 12,897,000 |
| Equity capital | 8,891,000 | 9,261,000 | 9,760,000 | 13,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,747,000 | 4,296,000 | 6,409,000 |
| Interest expense | 503,000 | 998,000 | 1,510,000 | 2,333,000 |
| Net interest income | 855,000 | 1,749,000 | 2,786,000 | 4,076,000 |
| Noninterest income | 147,000 | 285,000 | 439,000 | 917,000 |
| Noninterest expense | 630,000 | 1,271,000 | 2,055,000 | 3,331,000 |
| Provision for loan losses | 36,000 | 77,000 | 251,000 | 576,000 |
| Pretax income | 338,000 | 687,000 | 920,000 | 1,087,000 |
| Income tax | 19,000 | 33,000 | 50,000 | 52,000 |
| Net income | 319,000 | 654,000 | 870,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,853,000 | 9,014,000 | 9,055,000 | 11,467,000 |
| Total capital | 9,546,000 | 9,746,000 | 9,853,000 | 12,470,000 |
| Risk-weighted assets | 58,265,000 | 64,085,000 | 64,339,000 | 80,035,000 |