Call reports 2001
KANZA BANK — 2001
What KANZA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,368,000 | 69,338,000 | 67,715,000 | 83,177,000 |
| Total loans | 48,588,000 | 51,850,000 | 52,131,000 | 54,662,000 |
| Allowance for loan losses | 633,000 | 634,000 | 633,000 | 636,000 |
| Securities available for sale | 15,136,000 | 11,031,000 | 8,978,000 | 19,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,357,000 | 49,438,000 | 47,198,000 | 62,742,000 |
| Interest-bearing deposits | 43,638,000 | 43,484,000 | 41,281,000 | 56,047,000 |
| Noninterest-bearing deposits | 5,719,000 | 5,954,000 | 5,917,000 | 6,695,000 |
| Equity capital | 8,796,000 | 8,893,000 | 8,916,000 | 8,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,748,000 | 4,045,000 | 5,365,000 |
| Interest expense | 572,000 | 1,227,000 | 1,787,000 | 2,285,000 |
| Net interest income | 804,000 | 1,521,000 | 2,258,000 | 3,080,000 |
| Noninterest income | 127,000 | 264,000 | 409,000 | 552,000 |
| Noninterest expense | 473,000 | 923,000 | 1,510,000 | 2,143,000 |
| Provision for loan losses | 0 | 8,000 | 30,000 | 53,000 |
| Pretax income | 458,000 | 854,000 | 1,127,000 | 1,436,000 |
| Income tax | 26,000 | 41,000 | 53,000 | 56,000 |
| Net income | 432,000 | 813,000 | 1,074,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,662,000 | 8,743,000 | 8,703,000 | 8,710,000 |
| Total capital | 9,275,000 | 9,377,000 | 9,336,000 | 9,346,000 |
| Risk-weighted assets | 49,040,000 | 52,390,000 | 52,731,000 | 58,125,000 |