Call reports 2025
FORTIS BANK — 2025
What FORTIS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,313,584,000 | 1,269,735,000 | 1,339,815,000 | 1,364,455,000 |
| Total loans | 1,063,490,000 | 1,023,305,000 | 1,060,321,000 | 1,079,801,000 |
| Allowance for loan losses | 9,640,000 | 9,408,000 | 9,922,000 | 10,178,000 |
| Securities available for sale | 64,623,000 | 64,022,000 | 88,215,000 | 89,958,000 |
| Securities held to maturity | 112,426,000 | 107,022,000 | 102,033,000 | 100,705,000 |
| Trading assets | 1,155,000 | 0 | 0 | 0 |
| Total deposits | 1,197,137,000 | 1,151,143,000 | 1,173,870,000 | 1,082,296,000 |
| Interest-bearing deposits | 635,977,000 | 657,461,000 | 630,181,000 | 595,327,000 |
| Noninterest-bearing deposits | 561,160,000 | 493,682,000 | 543,689,000 | 486,969,000 |
| Equity capital | 104,338,000 | 106,618,000 | 109,100,000 | 112,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,075,000 | 30,937,000 | 47,134,000 | 63,618,000 |
| Interest expense | 5,292,000 | 10,560,000 | 15,682,000 | 20,720,000 |
| Net interest income | 9,783,000 | 20,377,000 | 31,452,000 | 42,898,000 |
| Noninterest income | 925,000 | 2,137,000 | 3,273,000 | 4,418,000 |
| Noninterest expense | 8,884,000 | 18,211,000 | 27,770,000 | 36,516,000 |
| Provision for loan losses | 157,000 | 45,000 | 561,000 | 932,000 |
| Pretax income | 1,872,000 | 4,601,000 | 6,671,000 | 10,272,000 |
| Income tax | 461,000 | 1,132,000 | 1,479,000 | 2,321,000 |
| Net income | 1,411,000 | 3,469,000 | 5,192,000 | 7,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,994,000 | 112,856,000 | 114,585,000 | 117,211,000 |
| Total capital | 122,114,000 | 123,607,000 | 125,917,000 | 128,672,000 |
| Risk-weighted assets | 987,460,000 | 953,681,000 | 1,005,098,000 | 1,021,365,000 |