Call reports 2012
FORTIS BANK — 2012
What FORTIS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 149,954,000 | 157,812,000 | 156,825,000 | 167,109,000 |
| Total loans | 77,957,000 | 84,598,000 | 82,842,000 | 91,077,000 |
| Allowance for loan losses | 1,300,000 | 964,000 | 942,000 | 945,000 |
| Securities available for sale | 59,649,000 | 63,150,000 | 63,945,000 | 65,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,592,000 | 116,094,000 | 118,300,000 | 124,587,000 |
| Interest-bearing deposits | 85,338,000 | 84,138,000 | 80,320,000 | 84,026,000 |
| Noninterest-bearing deposits | 34,254,000 | 31,956,000 | 37,980,000 | 40,561,000 |
| Equity capital | 14,819,000 | 15,273,000 | 16,296,000 | 16,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,071,000 | 4,608,000 | 6,365,000 |
| Interest expense | 187,000 | 358,000 | 503,000 | 624,000 |
| Net interest income | 1,366,000 | 2,713,000 | 4,105,000 | 5,741,000 |
| Noninterest income | 139,000 | 147,000 | 215,000 | 300,000 |
| Noninterest expense | 1,284,000 | 2,457,000 | 3,779,000 | 5,153,000 |
| Provision for loan losses | 447,000 | 522,000 | 522,000 | 553,000 |
| Pretax income | -226,000 | 63,000 | 202,000 | 567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -226,000 | 63,000 | 202,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,731,000 | 14,065,000 | 14,251,000 | 14,661,000 |
| Total capital | 14,799,000 | 15,029,000 | 15,193,000 | 15,606,000 |
| Risk-weighted assets | 85,244,000 | 88,778,000 | 83,573,000 | 86,391,000 |