Call reports 2019
CALWEST BANK — 2019
What CALWEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,177,000 | 234,370,000 | 226,463,000 | 234,170,000 |
| Total loans | 155,246,000 | 168,214,000 | 173,309,000 | 179,565,000 |
| Allowance for loan losses | 2,480,000 | 2,480,000 | 2,481,000 | 2,475,000 |
| Securities available for sale | 6,806,000 | 6,771,000 | 6,807,000 | 6,651,000 |
| Securities held to maturity | 7,811,000 | 7,692,000 | 7,622,000 | 6,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,262,000 | 209,454,000 | 195,362,000 | 202,561,000 |
| Interest-bearing deposits | 110,730,000 | 121,116,000 | 113,505,000 | 115,008,000 |
| Noninterest-bearing deposits | 76,532,000 | 88,338,000 | 81,857,000 | 87,553,000 |
| Equity capital | 19,879,000 | 20,007,000 | 25,941,000 | 26,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,277,000 | 4,678,000 | 7,198,000 | 9,708,000 |
| Interest expense | 325,000 | 674,000 | 1,049,000 | 1,406,000 |
| Net interest income | 1,952,000 | 4,004,000 | 6,149,000 | 8,302,000 |
| Noninterest income | 179,000 | 377,000 | 588,000 | 792,000 |
| Noninterest expense | 1,821,000 | 3,693,000 | 5,576,000 | 7,577,000 |
| Provision for loan losses | -26,000 | -46,000 | -65,000 | -82,000 |
| Pretax income | 353,000 | 751,000 | 1,275,000 | 1,571,000 |
| Income tax | 0 | 5,000 | -5,358,000 | -5,220,000 |
| Net income | 353,000 | 746,000 | 6,633,000 | 6,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,994,000 | 20,010,000 | 20,734,000 | 20,942,000 |
| Total capital | 22,136,000 | 22,358,000 | 23,128,000 | 23,385,000 |
| Risk-weighted assets | 170,989,000 | 187,663,000 | 191,387,000 | 195,379,000 |