Call reports 2018
CALWEST BANK — 2018
What CALWEST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 185,796,000 | 176,930,000 | 193,676,000 | 195,173,000 |
| Total loans | 129,779,000 | 134,809,000 | 139,954,000 | 159,349,000 |
| Allowance for loan losses | 2,536,000 | 2,508,000 | 2,492,000 | 2,480,000 |
| Securities available for sale | 7,144,000 | 6,960,000 | 6,894,000 | 6,722,000 |
| Securities held to maturity | 8,369,000 | 8,250,000 | 8,061,000 | 7,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,213,000 | 157,832,000 | 174,191,000 | 170,155,000 |
| Interest-bearing deposits | 99,831,000 | 91,220,000 | 96,780,000 | 95,830,000 |
| Noninterest-bearing deposits | 67,382,000 | 66,612,000 | 77,411,000 | 74,325,000 |
| Equity capital | 18,039,000 | 18,586,000 | 18,880,000 | 19,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,724,000 | 5,692,000 | 7,850,000 |
| Interest expense | 194,000 | 390,000 | 603,000 | 858,000 |
| Net interest income | 1,572,000 | 3,334,000 | 5,089,000 | 6,992,000 |
| Noninterest income | 204,000 | 412,000 | 618,000 | 795,000 |
| Noninterest expense | 1,437,000 | 2,884,000 | 4,559,000 | 6,240,000 |
| Provision for loan losses | -42,000 | -79,000 | -129,000 | -165,000 |
| Pretax income | 494,000 | 1,054,000 | 1,390,000 | 1,824,000 |
| Income tax | 0 | 15,000 | 20,000 | 2,000 |
| Net income | 494,000 | 1,039,000 | 1,370,000 | 1,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,231,000 | 18,796,000 | 19,148,000 | 19,621,000 |
| Total capital | 20,056,000 | 20,619,000 | 21,085,000 | 21,753,000 |
| Risk-weighted assets | 145,230,000 | 145,123,000 | 154,360,000 | 170,202,000 |