Call reports 2016
CALWEST BANK — 2016
What CALWEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 136,627,000 | 148,125,000 | 157,132,000 | 157,963,000 |
| Total loans | 66,310,000 | 81,038,000 | 90,612,000 | 91,499,000 |
| Allowance for loan losses | 2,654,000 | 2,654,000 | 2,654,000 | 2,654,000 |
| Securities available for sale | 32,776,000 | 29,494,000 | 28,351,000 | 26,393,000 |
| Securities held to maturity | 9,547,000 | 9,389,000 | 9,175,000 | 9,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,101,000 | 132,333,000 | 141,201,000 | 142,029,000 |
| Interest-bearing deposits | 72,587,000 | 80,633,000 | 85,484,000 | 90,380,000 |
| Noninterest-bearing deposits | 48,514,000 | 51,700,000 | 55,717,000 | 51,649,000 |
| Equity capital | 15,113,000 | 15,280,000 | 15,564,000 | 15,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,299,000 | 3,565,000 | 5,015,000 |
| Interest expense | 107,000 | 219,000 | 342,000 | 489,000 |
| Net interest income | 1,037,000 | 2,080,000 | 3,223,000 | 4,526,000 |
| Noninterest income | 209,000 | 424,000 | 631,000 | 1,187,000 |
| Noninterest expense | 1,215,000 | 2,521,000 | 3,730,000 | 5,012,000 |
| Provision for loan losses | -106,000 | -186,000 | -342,000 | -432,000 |
| Pretax income | 139,000 | 289,000 | 586,000 | 1,253,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | 139,000 | 289,000 | 584,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,858,000 | 15,010,000 | 15,308,000 | 15,977,000 |
| Total capital | 15,863,000 | 16,188,000 | 16,628,000 | 17,325,000 |
| Risk-weighted assets | 78,652,000 | 92,712,000 | 104,171,000 | 106,506,000 |