Call reports 2015
CALWEST BANK — 2015
What CALWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 134,005,000 | 140,880,000 | 137,916,000 | 134,647,000 |
| Total loans | 66,114,000 | 58,200,000 | 61,787,000 | 63,557,000 |
| Allowance for loan losses | 2,639,000 | 2,644,000 | 2,651,000 | 2,654,000 |
| Securities available for sale | 34,042,000 | 36,114,000 | 33,681,000 | 32,154,000 |
| Securities held to maturity | 7,086,000 | 8,393,000 | 9,803,000 | 9,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,804,000 | 131,666,000 | 128,443,000 | 119,763,000 |
| Interest-bearing deposits | 79,826,000 | 80,769,000 | 75,610,000 | 73,143,000 |
| Noninterest-bearing deposits | 44,978,000 | 50,897,000 | 52,834,000 | 46,620,000 |
| Equity capital | 8,661,000 | 8,676,000 | 8,957,000 | 14,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,229,000 | 3,260,000 | 4,291,000 |
| Interest expense | 116,000 | 232,000 | 348,000 | 459,000 |
| Net interest income | 935,000 | 1,997,000 | 2,912,000 | 3,832,000 |
| Noninterest income | 238,000 | 452,000 | 653,000 | 873,000 |
| Noninterest expense | 1,263,000 | 2,519,000 | 3,707,000 | 5,907,000 |
| Provision for loan losses | -123,000 | -392,000 | -443,000 | -562,000 |
| Pretax income | 75,000 | 364,000 | 412,000 | -529,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 75,000 | 362,000 | 410,000 | -531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,612,000 | 8,904,000 | 8,956,000 | 14,718,000 |
| Total capital | 9,617,000 | 9,830,000 | 9,901,000 | 15,657,000 |
| Risk-weighted assets | 78,692,000 | 72,325,000 | 73,854,000 | 73,299,000 |