Call reports 2014
CALWEST BANK — 2014
What CALWEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 143,406,000 | 140,555,000 | 141,361,000 | 132,484,000 |
| Total loans | 67,922,000 | 66,919,000 | 63,331,000 | 62,536,000 |
| Allowance for loan losses | 3,063,000 | 2,883,000 | 2,689,000 | 2,680,000 |
| Securities available for sale | 48,027,000 | 44,208,000 | 41,910,000 | 40,816,000 |
| Securities held to maturity | 0 | 924,000 | 1,852,000 | 1,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,684,000 | 132,285,000 | 132,990,000 | 123,705,000 |
| Interest-bearing deposits | 88,158,000 | 87,219,000 | 86,949,000 | 81,941,000 |
| Noninterest-bearing deposits | 47,526,000 | 45,066,000 | 46,041,000 | 41,764,000 |
| Equity capital | 7,276,000 | 7,760,000 | 7,857,000 | 8,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,365,000 | 3,495,000 | 4,602,000 |
| Interest expense | 127,000 | 260,000 | 394,000 | 518,000 |
| Net interest income | 1,095,000 | 2,105,000 | 3,101,000 | 4,084,000 |
| Noninterest income | 689,000 | 935,000 | 1,148,000 | 1,449,000 |
| Noninterest expense | 1,488,000 | 2,802,000 | 4,211,000 | 5,530,000 |
| Provision for loan losses | 0 | 0 | -333,000 | -405,000 |
| Pretax income | 296,000 | 307,000 | 442,000 | 520,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 296,000 | 305,000 | 440,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,319,000 | 8,330,000 | 8,466,000 | 8,546,000 |
| Total capital | 9,287,000 | 9,272,000 | 9,396,000 | 9,476,000 |
| Risk-weighted assets | 75,330,000 | 73,382,000 | 72,618,000 | 72,623,000 |