Call reports 2013
CALWEST BANK — 2013
What CALWEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,911,000 | 144,106,000 | 146,866,000 | 142,828,000 |
| Total loans | 59,087,000 | 56,849,000 | 62,058,000 | 61,817,000 |
| Allowance for loan losses | 3,666,000 | 3,390,000 | 3,440,000 | 2,949,000 |
| Securities available for sale | 33,289,000 | 59,390,000 | 56,466,000 | 49,846,000 |
| Securities held to maturity | 15,777,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,307,000 | 136,332,000 | 139,486,000 | 135,550,000 |
| Interest-bearing deposits | 88,714,000 | 88,737,000 | 90,560,000 | 88,047,000 |
| Noninterest-bearing deposits | 47,593,000 | 47,595,000 | 48,926,000 | 47,503,000 |
| Equity capital | 7,878,000 | 7,294,000 | 6,912,000 | 6,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,157,000 | 3,239,000 | 4,439,000 |
| Interest expense | 148,000 | 284,000 | 417,000 | 554,000 |
| Net interest income | 947,000 | 1,873,000 | 2,822,000 | 3,885,000 |
| Noninterest income | 268,000 | 500,000 | 709,000 | 947,000 |
| Noninterest expense | 1,332,000 | 2,637,000 | 3,908,000 | 5,340,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 53,000 | 23,000 | -89,000 | 393,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 53,000 | 21,000 | -91,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,679,000 | 7,647,000 | 7,538,000 | 8,022,000 |
| Total capital | 8,594,000 | 8,541,000 | 8,450,000 | 8,947,000 |
| Risk-weighted assets | 70,357,000 | 68,925,000 | 70,388,000 | 71,906,000 |