Call reports 2012
CALWEST BANK — 2012
What CALWEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,898,000 | 150,670,000 | 151,498,000 | 150,503,000 |
| Total loans | 77,235,000 | 74,391,000 | 70,288,000 | 64,843,000 |
| Allowance for loan losses | 3,629,000 | 3,591,000 | 4,470,000 | 3,550,000 |
| Securities available for sale | 38,685,000 | 41,541,000 | 32,884,000 | 43,370,000 |
| Securities held to maturity | 21,580,000 | 19,960,000 | 19,265,000 | 16,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,253,000 | 139,601,000 | 141,089,000 | 141,540,000 |
| Interest-bearing deposits | 93,897,000 | 89,142,000 | 92,395,000 | 94,257,000 |
| Noninterest-bearing deposits | 54,356,000 | 50,459,000 | 48,694,000 | 47,283,000 |
| Equity capital | 9,966,000 | 10,191,000 | 9,470,000 | 8,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,795,000 | 3,985,000 | 5,198,000 |
| Interest expense | 199,000 | 378,000 | 545,000 | 705,000 |
| Net interest income | 1,241,000 | 2,417,000 | 3,440,000 | 4,493,000 |
| Noninterest income | 345,000 | 733,000 | 971,000 | 1,216,000 |
| Noninterest expense | 1,465,000 | 3,059,000 | 4,564,000 | 6,192,000 |
| Provision for loan losses | 0 | 0 | 850,000 | 1,981,000 |
| Pretax income | 195,000 | 271,000 | -446,000 | -1,907,000 |
| Income tax | 0 | 2,000 | 0 | 2,000 |
| Net income | 195,000 | 269,000 | -446,000 | -1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,712,000 | 9,792,000 | 9,079,000 | 7,622,000 |
| Total capital | 10,815,000 | 10,873,000 | 10,107,000 | 8,583,000 |
| Risk-weighted assets | 85,930,000 | 83,919,000 | 78,740,000 | 74,205,000 |