Call reports 2010
CALWEST BANK — 2010
What CALWEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 195,911,000 | 200,113,000 | 185,516,000 | 178,259,000 |
| Total loans | 124,017,000 | 126,145,000 | 108,293,000 | 102,670,000 |
| Allowance for loan losses | 3,261,000 | 3,429,000 | 3,798,000 | 4,309,000 |
| Securities available for sale | 23,617,000 | 24,535,000 | 34,713,000 | 33,298,000 |
| Securities held to maturity | 25,744,000 | 23,401,000 | 20,040,000 | 19,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,387,000 | 179,096,000 | 165,166,000 | 161,265,000 |
| Interest-bearing deposits | 136,509,000 | 139,050,000 | 126,110,000 | 108,010,000 |
| Noninterest-bearing deposits | 37,878,000 | 40,046,000 | 39,056,000 | 53,256,000 |
| Equity capital | 12,427,000 | 12,914,000 | 12,362,000 | 9,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,205,000 | 6,158,000 | 7,927,000 |
| Interest expense | 520,000 | 1,046,000 | 1,531,000 | 1,920,000 |
| Net interest income | 1,563,000 | 3,159,000 | 4,627,000 | 6,007,000 |
| Noninterest income | -515,000 | -248,000 | 369,000 | 737,000 |
| Noninterest expense | 1,878,000 | 3,488,000 | 5,222,000 | 7,022,000 |
| Provision for loan losses | 2,865,000 | 3,100,000 | 4,705,000 | 6,280,000 |
| Pretax income | -3,649,000 | -3,631,000 | -4,885,000 | -6,512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,649,000 | -3,631,000 | -4,885,000 | -6,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,037,000 | 12,275,000 | 11,359,000 | 9,745,000 |
| Total capital | 13,879,000 | 14,073,000 | 12,942,000 | 11,206,000 |
| Risk-weighted assets | 145,844,000 | 142,134,000 | 124,671,000 | 113,933,000 |