Call reports 2009
CALWEST BANK — 2009
What CALWEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 192,008,000 | 189,685,000 | 188,797,000 | 190,640,000 |
| Total loans | 124,192,000 | 120,565,000 | 117,330,000 | 120,565,000 |
| Allowance for loan losses | 2,816,000 | 3,136,000 | 2,078,000 | 2,030,000 |
| Securities available for sale | 14,598,000 | 19,534,000 | 19,061,000 | 21,665,000 |
| Securities held to maturity | 32,506,000 | 30,323,000 | 29,459,000 | 27,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,344,000 | 154,661,000 | 158,562,000 | 161,620,000 |
| Interest-bearing deposits | 115,807,000 | 112,270,000 | 119,251,000 | 123,095,000 |
| Noninterest-bearing deposits | 40,537,000 | 42,391,000 | 39,311,000 | 38,525,000 |
| Equity capital | 17,204,000 | 16,348,000 | 16,714,000 | 15,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,165,000 | 4,338,000 | 6,466,000 | 8,526,000 |
| Interest expense | 851,000 | 1,596,000 | 2,202,000 | 2,748,000 |
| Net interest income | 1,314,000 | 2,742,000 | 4,264,000 | 5,778,000 |
| Noninterest income | 288,000 | 626,000 | 1,131,000 | 1,436,000 |
| Noninterest expense | 1,998,000 | 4,098,000 | 5,863,000 | 7,750,000 |
| Provision for loan losses | 2,150,000 | 2,600,000 | 2,800,000 | 4,370,000 |
| Pretax income | -2,546,000 | -3,330,000 | -3,128,000 | -4,765,000 |
| Income tax | -5,000 | -9,000 | -14,000 | 217,000 |
| Net income | -2,541,000 | -3,321,000 | -3,114,000 | -4,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,107,000 | 16,343,000 | 16,564,000 | 15,413,000 |
| Total capital | 18,915,000 | 18,124,000 | 18,308,000 | 17,200,000 |
| Risk-weighted assets | 143,623,000 | 141,097,000 | 139,166,000 | 142,650,000 |