Call reports 2008
CALWEST BANK — 2008
What CALWEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 218,576,000 | 219,991,000 | 207,981,000 | 190,638,000 |
| Total loans | 130,990,000 | 127,551,000 | 129,396,000 | 125,909,000 |
| Allowance for loan losses | 1,895,000 | 2,025,000 | 2,240,000 | 2,316,000 |
| Securities available for sale | 33,839,000 | 32,602,000 | 32,700,000 | 11,574,000 |
| Securities held to maturity | 22,046,000 | 24,238,000 | 19,489,000 | 20,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,171,000 | 173,193,000 | 162,128,000 | 156,104,000 |
| Interest-bearing deposits | 114,771,000 | 113,207,000 | 113,933,000 | 115,929,000 |
| Noninterest-bearing deposits | 54,400,000 | 59,986,000 | 48,195,000 | 40,175,000 |
| Equity capital | 22,630,000 | 19,837,000 | 18,876,000 | 15,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,362,000 | 6,150,000 | 8,972,000 | 11,615,000 |
| Interest expense | 1,087,000 | 2,140,000 | 3,168,000 | 4,160,000 |
| Net interest income | 2,275,000 | 4,010,000 | 5,804,000 | 7,455,000 |
| Noninterest income | 438,000 | 734,000 | 1,061,000 | 1,335,000 |
| Noninterest expense | 2,545,000 | 5,145,000 | 7,397,000 | 10,136,000 |
| Provision for loan losses | 20,000 | 2,655,000 | 3,905,000 | 5,705,000 |
| Pretax income | 186,000 | -3,018,000 | -4,399,000 | -6,557,000 |
| Income tax | 51,000 | -1,295,000 | -1,267,000 | 0 |
| Net income | 135,000 | -1,723,000 | -3,132,000 | -6,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,466,000 | 20,613,000 | 17,971,000 | 15,847,000 |
| Total capital | 24,407,000 | 22,565,000 | 19,916,000 | 17,685,000 |
| Risk-weighted assets | 157,076,000 | 156,027,000 | 155,221,000 | 146,506,000 |