Call reports 2007
CALWEST BANK — 2007
What CALWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 170,209,000 | 175,270,000 | 187,405,000 | 193,783,000 |
| Total loans | 104,499,000 | 107,046,000 | 117,801,000 | 127,496,000 |
| Allowance for loan losses | 1,041,000 | 1,137,000 | 1,205,000 | 1,884,000 |
| Securities available for sale | 8,482,000 | 11,726,000 | 20,393,000 | 22,447,000 |
| Securities held to maturity | 30,984,000 | 30,776,000 | 28,943,000 | 25,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,199,000 | 148,755,000 | 143,236,000 | 149,021,000 |
| Interest-bearing deposits | 84,681,000 | 92,266,000 | 91,162,000 | 98,741,000 |
| Noninterest-bearing deposits | 53,518,000 | 56,489,000 | 52,074,000 | 50,280,000 |
| Equity capital | 22,572,000 | 22,575,000 | 22,800,000 | 22,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,853,000 | 5,903,000 | 9,070,000 | 12,269,000 |
| Interest expense | 739,000 | 1,649,000 | 2,722,000 | 3,833,000 |
| Net interest income | 2,114,000 | 4,254,000 | 6,348,000 | 8,436,000 |
| Noninterest income | 511,000 | 1,025,000 | 1,627,000 | 2,233,000 |
| Noninterest expense | 2,494,000 | 5,090,000 | 7,576,000 | 10,280,000 |
| Provision for loan losses | 112,000 | 194,000 | 360,000 | 1,395,000 |
| Pretax income | 19,000 | -5,000 | 39,000 | -693,000 |
| Income tax | -23,000 | -61,000 | -104,000 | -359,000 |
| Net income | 42,000 | 56,000 | 143,000 | -334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,575,000 | 22,634,000 | 22,755,000 | 22,313,000 |
| Total capital | 23,685,000 | 23,839,000 | 24,006,000 | 24,223,000 |
| Risk-weighted assets | 126,267,000 | 131,123,000 | 141,161,000 | 152,858,000 |