Call reports 2006
CALWEST BANK — 2006
What CALWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 176,997,000 | 159,306,000 | 160,073,000 | 170,898,000 |
| Total loans | 80,099,000 | 84,299,000 | 86,798,000 | 94,033,000 |
| Allowance for loan losses | 1,118,000 | 963,000 | 995,000 | 919,000 |
| Securities available for sale | 7,769,000 | 7,446,000 | 7,659,000 | 9,060,000 |
| Securities held to maturity | 36,429,000 | 36,087,000 | 33,840,000 | 40,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,762,000 | 134,766,000 | 135,365,000 | 138,026,000 |
| Interest-bearing deposits | 74,617,000 | 76,138,000 | 73,838,000 | 76,245,000 |
| Noninterest-bearing deposits | 76,145,000 | 58,628,000 | 61,527,000 | 61,781,000 |
| Equity capital | 21,712,000 | 22,012,000 | 22,274,000 | 22,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 5,049,000 | 7,645,000 | 10,366,000 |
| Interest expense | 488,000 | 1,010,000 | 1,561,000 | 2,231,000 |
| Net interest income | 1,939,000 | 4,039,000 | 6,084,000 | 8,135,000 |
| Noninterest income | 863,000 | 1,510,000 | 2,233,000 | 2,706,000 |
| Noninterest expense | 2,185,000 | 4,368,000 | 6,746,000 | 8,947,000 |
| Provision for loan losses | 30,000 | 120,000 | 220,000 | 260,000 |
| Pretax income | 587,000 | 1,061,000 | 1,351,000 | 1,634,000 |
| Income tax | 247,000 | 422,000 | 520,000 | 621,000 |
| Net income | 340,000 | 639,000 | 831,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,761,000 | 22,085,000 | 22,302,000 | 22,509,000 |
| Total capital | 22,960,000 | 23,129,000 | 23,378,000 | 23,487,000 |
| Risk-weighted assets | 107,195,000 | 108,990,000 | 108,658,000 | 116,614,000 |