Call reports 2003
CALWEST BANK — 2003
What CALWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,700,000 | 119,209,000 | 111,606,000 | 109,715,000 |
| Total loans | 59,388,000 | 64,176,000 | 66,950,000 | 71,426,000 |
| Allowance for loan losses | 544,000 | 597,000 | 747,000 | 815,000 |
| Securities available for sale | 439,000 | 933,000 | 427,000 | 368,000 |
| Securities held to maturity | 9,563,000 | 13,822,000 | 11,969,000 | 10,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,785,000 | 110,025,000 | 100,248,000 | 98,665,000 |
| Interest-bearing deposits | 57,381,000 | 60,780,000 | 60,405,000 | 53,161,000 |
| Noninterest-bearing deposits | 26,404,000 | 49,245,000 | 39,843,000 | 45,504,000 |
| Equity capital | 8,397,000 | 8,627,000 | 10,853,000 | 10,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,301,000 | 3,562,000 | 4,875,000 |
| Interest expense | 311,000 | 588,000 | 832,000 | 1,025,000 |
| Net interest income | 784,000 | 1,713,000 | 2,730,000 | 3,850,000 |
| Noninterest income | 521,000 | 1,011,000 | 1,458,000 | 1,884,000 |
| Noninterest expense | 1,127,000 | 2,252,000 | 3,453,000 | 4,701,000 |
| Provision for loan losses | 43,000 | 108,000 | 294,000 | 868,000 |
| Pretax income | 135,000 | 364,000 | 441,000 | 165,000 |
| Income tax | 0 | 0 | 50,000 | 0 |
| Net income | 135,000 | 364,000 | 391,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,398,000 | 8,628,000 | 10,854,000 | 10,628,000 |
| Total capital | 9,056,000 | 9,348,000 | 11,710,000 | 11,561,000 |
| Risk-weighted assets | 65,800,000 | 74,522,000 | 77,166,000 | 83,212,000 |