Call reports 2002
CALWEST BANK — 2002
What CALWEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,820,000 | 62,721,000 | 74,512,000 | 89,753,000 |
| Total loans | 37,560,000 | 48,851,000 | 50,564,000 | 56,858,000 |
| Allowance for loan losses | 393,000 | 418,000 | 491,000 | 511,000 |
| Securities available for sale | 462,000 | 456,000 | 451,000 | 445,000 |
| Securities held to maturity | 6,195,000 | 2,806,000 | 5,264,000 | 12,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,259,000 | 56,072,000 | 65,638,000 | 80,861,000 |
| Interest-bearing deposits | 35,548,000 | 38,470,000 | 44,410,000 | 56,229,000 |
| Noninterest-bearing deposits | 15,711,000 | 17,602,000 | 21,228,000 | 24,632,000 |
| Equity capital | 4,061,000 | 4,301,000 | 7,919,000 | 8,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,758,000 | 2,911,000 | 3,988,000 |
| Interest expense | 315,000 | 612,000 | 944,000 | 1,318,000 |
| Net interest income | 491,000 | 1,146,000 | 1,967,000 | 2,670,000 |
| Noninterest income | 379,000 | 831,000 | 1,283,000 | 1,773,000 |
| Noninterest expense | 809,000 | 1,681,000 | 2,568,000 | 3,622,000 |
| Provision for loan losses | 15,000 | 48,000 | 143,000 | 163,000 |
| Pretax income | 46,000 | 248,000 | 539,000 | 658,000 |
| Income tax | -28,000 | -66,000 | -114,000 | -339,000 |
| Net income | 74,000 | 314,000 | 653,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,062,000 | 4,302,000 | 7,920,000 | 8,264,000 |
| Total capital | 4,455,000 | 4,720,000 | 8,525,000 | 8,889,000 |
| Risk-weighted assets | 42,013,000 | 53,021,000 | 56,558,000 | 62,811,000 |