Call reports 2009
GRANITE MOUNTAIN BANK, INC. — 2009
What GRANITE MOUNTAIN BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,946,000 | 51,350,000 | 51,031,000 | 52,834,000 |
| Total loans | 38,820,000 | 42,549,000 | 42,296,000 | 40,001,000 |
| Allowance for loan losses | 749,000 | 456,000 | 456,000 | 454,000 |
| Securities available for sale | 3,089,000 | 2,545,000 | 2,433,000 | 1,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,179,000 | 45,439,000 | 44,946,000 | 46,646,000 |
| Interest-bearing deposits | 34,149,000 | 32,742,000 | 31,935,000 | 32,658,000 |
| Noninterest-bearing deposits | 12,030,000 | 12,697,000 | 13,011,000 | 13,988,000 |
| Equity capital | 4,954,000 | 5,079,000 | 5,218,000 | 5,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,516,000 | 2,331,000 | 3,084,000 |
| Interest expense | 116,000 | 223,000 | 316,000 | 405,000 |
| Net interest income | 589,000 | 1,293,000 | 2,015,000 | 2,679,000 |
| Noninterest income | 85,000 | 173,000 | 267,000 | 357,000 |
| Noninterest expense | 547,000 | 1,101,000 | 1,703,000 | 2,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 365,000 | 579,000 | 766,000 |
| Income tax | 48,000 | 138,000 | 221,000 | 293,000 |
| Net income | 79,000 | 227,000 | 358,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,908,000 | 5,056,000 | 5,184,000 | 4,985,000 |
| Total capital | 5,395,000 | 5,512,000 | 5,640,000 | 5,439,000 |
| Risk-weighted assets | 38,665,000 | 41,466,000 | 41,305,000 | 40,223,000 |