Call reports 2006
PINEBANK, NATIONAL ASSOCIATION — 2006
What PINEBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 417,855,000 | 412,653,000 |
| Total loans | 365,205,000 | 366,897,000 |
| Allowance for loan losses | 3,689,000 | 3,689,000 |
| Securities available for sale | 13,223,000 | 12,838,000 |
| Securities held to maturity | 8,716,000 | 6,451,000 |
| Trading assets | 0 | 0 |
| Total deposits | 279,870,000 | 274,921,000 |
| Interest-bearing deposits | 237,568,000 | 237,292,000 |
| Noninterest-bearing deposits | 42,302,000 | 37,629,000 |
| Equity capital | 35,508,000 | 35,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 6,293,000 | 12,483,000 |
| Interest expense | 3,197,000 | 6,795,000 |
| Net interest income | 3,096,000 | 5,688,000 |
| Noninterest income | 315,000 | 612,000 |
| Noninterest expense | 3,182,000 | 6,125,000 |
| Provision for loan losses | 31,000 | 31,000 |
| Pretax income | 198,000 | 144,000 |
| Income tax | 74,000 | 55,000 |
| Net income | 124,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 35,596,000 | 35,533,000 |
| Total capital | 51,806,000 | 51,810,000 |
| Risk-weighted assets | 208,860,000 | 213,817,000 |