Call reports 2004
PINEBANK, NATIONAL ASSOCIATION — 2004
What PINEBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 364,690,000 | 387,286,000 | 402,793,000 | 453,255,000 |
| Total loans | 305,262,000 | 325,985,000 | 341,996,000 | 380,458,000 |
| Allowance for loan losses | 3,857,000 | 3,857,000 | 3,902,000 | 3,900,000 |
| Securities available for sale | 15,816,000 | 15,523,000 | 15,646,000 | 14,972,000 |
| Securities held to maturity | 7,656,000 | 9,067,000 | 8,521,000 | 8,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,341,000 | 301,588,000 | 312,883,000 | 312,904,000 |
| Interest-bearing deposits | 238,034,000 | 247,030,000 | 245,417,000 | 249,793,000 |
| Noninterest-bearing deposits | 59,307,000 | 54,558,000 | 67,465,000 | 63,110,000 |
| Equity capital | 31,323,000 | 31,643,000 | 32,746,000 | 33,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,094,000 | 8,435,000 | 13,298,000 | 18,283,000 |
| Interest expense | 1,206,000 | 2,467,000 | 3,926,000 | 5,648,000 |
| Net interest income | 2,888,000 | 5,968,000 | 9,372,000 | 12,635,000 |
| Noninterest income | 594,000 | 1,240,000 | 1,758,000 | 2,213,000 |
| Noninterest expense | 2,565,000 | 5,152,000 | 7,668,000 | 10,190,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 892,000 | 2,031,000 | 3,437,000 | 4,633,000 |
| Income tax | 308,000 | 736,000 | 1,251,000 | 1,568,000 |
| Net income | 584,000 | 1,295,000 | 2,186,000 | 3,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,163,000 | 31,796,000 | 32,771,000 | 33,634,000 |
| Total capital | 46,713,000 | 47,383,000 | 48,470,000 | 49,690,000 |
| Risk-weighted assets | 157,218,000 | 159,649,000 | 168,718,000 | 197,354,000 |