Call reports 2002
PINEBANK, NATIONAL ASSOCIATION — 2002
What PINEBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 332,837,000 | 383,181,000 | 384,065,000 | 405,014,000 |
| Total loans | 213,664,000 | 274,457,000 | 283,519,000 | 267,176,000 |
| Allowance for loan losses | 3,176,000 | 3,286,000 | 3,433,000 | 3,511,000 |
| Securities available for sale | 33,609,000 | 22,541,000 | 19,367,000 | 17,253,000 |
| Securities held to maturity | 6,546,000 | 6,908,000 | 6,896,000 | 6,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,201,000 | 308,266,000 | 308,365,000 | 310,569,000 |
| Interest-bearing deposits | 222,675,000 | 269,638,000 | 264,813,000 | 266,736,000 |
| Noninterest-bearing deposits | 37,526,000 | 38,628,000 | 43,552,000 | 43,833,000 |
| Equity capital | 28,347,000 | 26,817,000 | 27,819,000 | 30,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,254,000 | 11,360,000 | 17,465,000 | 23,172,000 |
| Interest expense | 1,896,000 | 4,172,000 | 6,636,000 | 9,061,000 |
| Net interest income | 3,358,000 | 7,188,000 | 10,829,000 | 14,111,000 |
| Noninterest income | 491,000 | 980,000 | 1,504,000 | 2,018,000 |
| Noninterest expense | 2,022,000 | 4,147,000 | 6,362,000 | 8,754,000 |
| Provision for loan losses | 120,000 | 225,000 | 370,000 | 475,000 |
| Pretax income | 1,832,000 | 4,049,000 | 5,948,000 | 6,487,000 |
| Income tax | 643,000 | 1,575,000 | 2,184,000 | 1,966,000 |
| Net income | 1,189,000 | 2,474,000 | 3,764,000 | 4,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,096,000 | 28,524,000 | 29,813,000 | 30,571,000 |
| Total capital | 43,725,000 | 44,487,000 | 45,305,000 | 46,102,000 |
| Risk-weighted assets | 132,506,000 | 159,442,000 | 161,702,000 | 157,491,000 |