Call reports 2001
PINEBANK, NATIONAL ASSOCIATION — 2001
What PINEBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 275,285,000 | 285,618,000 | 290,313,000 | 330,139,000 |
| Total loans | 192,501,000 | 201,059,000 | 198,891,000 | 181,197,000 |
| Allowance for loan losses | 2,686,000 | 2,772,000 | 3,047,000 | 3,054,000 |
| Securities available for sale | 6,206,000 | 6,006,000 | 4,083,000 | 42,643,000 |
| Securities held to maturity | 6,706,000 | 6,608,000 | 6,586,000 | 6,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,915,000 | 233,116,000 | 231,392,000 | 248,475,000 |
| Interest-bearing deposits | 206,651,000 | 207,452,000 | 204,311,000 | 207,522,000 |
| Noninterest-bearing deposits | 28,264,000 | 25,664,000 | 27,081,000 | 40,953,000 |
| Equity capital | 23,723,000 | 24,635,000 | 25,475,000 | 27,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,673,000 | 11,070,000 | 16,372,000 | 21,704,000 |
| Interest expense | 3,073,000 | 5,794,000 | 8,239,000 | 10,378,000 |
| Net interest income | 2,600,000 | 5,276,000 | 8,133,000 | 11,326,000 |
| Noninterest income | 431,000 | 880,000 | 1,339,000 | 1,815,000 |
| Noninterest expense | 1,417,000 | 3,207,000 | 4,747,000 | 6,699,000 |
| Provision for loan losses | 353,000 | 437,000 | 688,000 | 693,000 |
| Pretax income | 1,393,000 | 2,644,000 | 4,232,000 | 6,116,000 |
| Income tax | 443,000 | 813,000 | 1,345,000 | 1,981,000 |
| Net income | 950,000 | 1,831,000 | 2,887,000 | 4,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,723,000 | 24,604,000 | 25,660,000 | 26,908,000 |
| Total capital | 24,812,000 | 26,155,000 | 27,331,000 | 28,699,000 |
| Risk-weighted assets | 85,057,000 | 122,389,000 | 131,941,000 | 141,859,000 |