Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,093,546,000 | 3,250,357,000 | 3,309,235,000 | 3,422,679,000 |
| Total loans | 2,534,766,000 | 2,621,215,000 | 2,714,860,000 | 2,782,537,000 |
| Allowance for loan losses | 21,176,000 | 21,418,000 | 23,967,000 | 24,710,000 |
| Securities available for sale | 287,456,000 | 301,204,000 | 311,852,000 | 321,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,507,946,000 | 2,619,671,000 | 2,695,425,000 | 2,772,980,000 |
| Interest-bearing deposits | 2,125,790,000 | 2,175,804,000 | 2,278,850,000 | 2,369,521,000 |
| Noninterest-bearing deposits | 382,156,000 | 443,867,000 | 416,575,000 | 403,459,000 |
| Equity capital | 232,649,000 | 241,178,000 | 253,587,000 | 266,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 47,115,000 | 97,294,000 | 149,953,000 | 204,588,000 |
| Interest expense | 19,730,000 | 41,023,000 | 63,285,000 | 84,781,000 |
| Net interest income | 27,385,000 | 56,271,000 | 86,668,000 | 119,807,000 |
| Noninterest income | 6,048,000 | 13,606,000 | 20,057,000 | 27,490,000 |
| Noninterest expense | 20,552,000 | 43,049,000 | 66,762,000 | 90,174,000 |
| Provision for loan losses | 1,774,000 | 3,675,000 | 8,450,000 | 11,909,000 |
| Pretax income | 11,129,000 | 23,162,000 | 31,512,000 | 45,076,000 |
| Income tax | 2,466,000 | 5,157,000 | 6,952,000 | 10,010,000 |
| Net income | 8,663,000 | 18,005,000 | 24,560,000 | 35,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,227,000 | 281,569,000 | 288,124,000 | 298,630,000 |
| Total capital | 293,506,000 | 303,102,000 | 312,217,000 | 323,602,000 |
| Risk-weighted assets | 2,608,607,000 | 2,708,291,000 | 2,814,168,000 | 2,867,682,000 |