Call reports 2024
FIRST COMMUNITY BANK — 2024
What FIRST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,810,508,000 | 2,824,870,000 | 2,919,413,000 | 2,967,891,000 |
| Total loans | 2,263,742,000 | 2,318,105,000 | 2,392,745,000 | 2,490,677,000 |
| Allowance for loan losses | 20,663,000 | 21,594,000 | 22,074,000 | 22,853,000 |
| Securities available for sale | 298,963,000 | 295,331,000 | 303,253,000 | 285,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,222,577,000 | 2,256,488,000 | 2,322,229,000 | 2,424,553,000 |
| Interest-bearing deposits | 1,863,637,000 | 1,886,147,000 | 1,944,463,000 | 2,058,464,000 |
| Noninterest-bearing deposits | 358,940,000 | 370,341,000 | 377,766,000 | 366,089,000 |
| Equity capital | 208,661,000 | 214,604,000 | 226,434,000 | 226,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 40,999,000 | 83,381,000 | 128,824,000 | 175,263,000 |
| Interest expense | 19,241,000 | 39,007,000 | 59,582,000 | 80,109,000 |
| Net interest income | 21,758,000 | 44,374,000 | 69,242,000 | 95,154,000 |
| Noninterest income | 5,283,000 | 11,522,000 | 17,664,000 | 25,361,000 |
| Noninterest expense | 18,450,000 | 37,282,000 | 57,228,000 | 78,718,000 |
| Provision for loan losses | 1,059,000 | 2,315,000 | 3,064,000 | 5,221,000 |
| Pretax income | 7,520,000 | 16,365,000 | 26,661,000 | 36,578,000 |
| Income tax | 1,607,000 | 3,540,000 | 5,829,000 | 8,025,000 |
| Net income | 5,913,000 | 12,825,000 | 20,832,000 | 28,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,618,000 | 254,182,000 | 258,690,000 | 267,113,000 |
| Total capital | 268,424,000 | 275,839,000 | 280,846,000 | 290,091,000 |
| Risk-weighted assets | 2,379,680,000 | 2,428,005,000 | 2,491,166,000 | 2,574,592,000 |