Call reports 2023
FIRST COMMUNITY BANK — 2023
What FIRST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,556,185,000 | 2,618,615,000 | 2,686,798,000 | 2,757,543,000 |
| Total loans | 2,085,694,000 | 2,134,536,000 | 2,187,461,000 | 2,220,274,000 |
| Allowance for loan losses | 17,992,000 | 18,760,000 | 19,595,000 | 20,197,000 |
| Securities available for sale | 255,806,000 | 252,229,000 | 258,753,000 | 285,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,972,217,000 | 2,021,753,000 | 2,093,866,000 | 2,147,696,000 |
| Interest-bearing deposits | 1,623,496,000 | 1,666,605,000 | 1,738,369,000 | 1,792,190,000 |
| Noninterest-bearing deposits | 348,722,000 | 355,147,000 | 355,497,000 | 355,506,000 |
| Equity capital | 181,097,000 | 183,148,000 | 179,233,000 | 209,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 30,176,000 | 63,586,000 | 99,870,000 | 138,708,000 |
| Interest expense | 10,143,000 | 23,220,000 | 38,442,000 | 55,859,000 |
| Net interest income | 20,033,000 | 40,366,000 | 61,428,000 | 82,849,000 |
| Noninterest income | 5,060,000 | 10,238,000 | 15,334,000 | 20,402,000 |
| Noninterest expense | 17,021,000 | 34,839,000 | 52,922,000 | 70,600,000 |
| Provision for loan losses | 629,000 | 1,609,000 | 2,642,000 | 3,561,000 |
| Pretax income | 7,282,000 | 14,053,000 | 21,159,000 | 29,046,000 |
| Income tax | 1,590,000 | 3,046,000 | 4,554,000 | 6,268,000 |
| Net income | 5,692,000 | 11,007,000 | 16,605,000 | 22,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,821,000 | 223,147,000 | 228,356,000 | 245,240,000 |
| Total capital | 236,069,000 | 242,100,000 | 248,081,000 | 265,568,000 |
| Risk-weighted assets | 2,278,323,000 | 2,260,959,000 | 2,335,345,000 | 2,351,817,000 |