Call reports 2022
FIRST COMMUNITY BANK — 2022
What FIRST COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,056,045,000 | 2,139,528,000 | 2,278,192,000 | 2,427,913,000 |
| Total loans | 1,673,113,000 | 1,751,719,000 | 1,885,022,000 | 2,001,461,000 |
| Allowance for loan losses | 18,369,000 | 18,720,000 | 18,501,000 | 18,445,000 |
| Securities available for sale | 264,629,000 | 250,841,000 | 237,011,000 | 242,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,736,308,000 | 1,791,991,000 | 1,790,163,000 | 1,898,764,000 |
| Interest-bearing deposits | 1,407,777,000 | 1,443,697,000 | 1,435,266,000 | 1,564,937,000 |
| Noninterest-bearing deposits | 328,531,000 | 348,294,000 | 354,896,000 | 333,828,000 |
| Equity capital | 161,612,000 | 159,269,000 | 156,570,000 | 177,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 19,996,000 | 41,629,000 | 65,969,000 | 92,841,000 |
| Interest expense | 2,493,000 | 5,128,000 | 8,727,000 | 15,430,000 |
| Net interest income | 17,503,000 | 36,501,000 | 57,242,000 | 77,411,000 |
| Noninterest income | 5,767,000 | 11,800,000 | 17,219,000 | 22,155,000 |
| Noninterest expense | 14,819,000 | 30,431,000 | 46,542,000 | 63,325,000 |
| Provision for loan losses | 600,000 | 1,000,000 | 1,300,000 | 1,500,000 |
| Pretax income | 7,894,000 | 16,941,000 | 26,690,000 | 34,808,000 |
| Income tax | 1,790,000 | 3,877,000 | 6,141,000 | 7,981,000 |
| Net income | 6,104,000 | 13,064,000 | 20,549,000 | 26,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,416,000 | 192,400,000 | 199,905,000 | 214,096,000 |
| Total capital | 198,785,000 | 211,120,000 | 218,406,000 | 232,541,000 |
| Risk-weighted assets | 1,846,543,000 | 1,957,850,000 | 2,115,890,000 | 2,209,415,000 |